Benefits, finally findable.
Your credit cards, policies and warranties quietly promise trip-delay reimbursements, purchase protection, extended warranties and phone coverage. Coverant keeps a structured, source-cited map of everything you hold — and when something goes wrong, checks every requirement and shows its work.
Rewards apps chase points. Coverant recovers money you are already owed.
You may qualify for
Illustrative example, not a live determination.
Nobody reads the guide. Nobody tracks the deadline.
The benefits are real and already paid for. They go unclaimed because the terms are forty pages long, the requirements are conditional, and the filing window closes quietly.
Coverant is not a chatbot over your PDFs. It is a structured entitlement engine that happens to use AI to read documents and listen to what happened. Determinations come from a typed, three-valued rules engine; the model only extracts and explains. It cannot decide eligibility, and it cannot invent a dollar figure.
How it works
Add what you hold
Pick cards from the library, or upload a benefits guide.
See the protections
Coverant maps every benefit, condition and piece of evidence.
What happened?
Describe the event in your own words.
Answer only what matters
Just the questions your benefits actually need.
File
Build the claim package, track it, record the recovery.
Every requirement tested individually.
Pass, fail, or unknown — three-valued logic, six eligibility states, never a fake yes or no.
An entitlement graph maps products to benefits to conditions to evidence, normalized and versioned. When a requirement cannot be evaluated yet, Coverant says so instead of guessing.
Dollar amounts decompose: $354 = $280 lodging + $74 meals, capped at $500 — or "unable to calculate yet". Never an invented number.
Know what is fact and what is inference.
Every benefit links to the exact text and page it came from.
Conclusions are labeled apart from one another, so you always know how much weight a line carries.
From determination to filed.
Knowing you qualify is not the same as getting paid.
Evidence checklist
Exactly what the administrator needs, with a readiness percentage as you gather it.
Deadline alerts
Email at 14, 7, 3 and 1 days before a filing deadline, plus expiring-benefit warnings. Delivered exactly once.
Evidence vault
Store the receipts and documents attached to a claim, alongside the determination that needed them.
Ask
Cited answers drawn from your own benefits, not the open internet.
Value Found
Track what you have actually recovered — by month, year and lifetime.
Household sharing
One shared view for up to five people, with invites and roles.
Canonical library
Five major cards and 45 protections at launch, with terms marked "verify" until admin-reviewed.
Your own guides
Upload a benefits guide and Coverant extracts it — on your device.
Determinations are free. The claim workflow is where you pay.
Pricing shown for planning; live checkout arrives with public access.
Free
- 3 products from the card library
- Unlimited eligibility checks
- Full determinations, value and deadline
- 1 guide upload · 150 pages / month
- Ask, 10 questions / month
- Value Found tracker
Plus
- Or $9.99 monthly
- Unlimited products
- Claim packages and checklists
- Deadline and expiry alerts
- Evidence vault
- Unlimited uploads · 2,000 pages / month
Family
- Or $14.99 monthly
- Household sharing, up to 5 members
- 3,000 pages / month
- Everything in Plus
Claim Pass — $14.99. Unlocks the full claim workflow for a single event, with no subscription decision. Determinations stay free either way, so you only pay at the moment you actually need to file.
For your company: same engine, bigger numbers.
SLA credits, late-delivery clauses and carrier refunds are contractual money that quietly expires. Coverant finds it, shows the clause-level math, and surfaces the request deadline.
20% of verified recovery — against an industry that commonly takes 30–50%.
Freight refund audit
FedEx and UPS data in, parsed in your browser. Deterministic late-delivery findings with the math shown.
Cloud SLA credits
Monthly uptime and charges against AWS, Azure or GCP tiers.
"AWS violated SLA → $4,200"
Invoice price compliance
Negotiated price list against vendor invoices — per-line overpayments and arithmetic errors.
"Vendor invoice violates negotiated pricing → $13,440"
Supplier late delivery
Your liquidated-damages clause applied to purchase-order data, day by day.
"Supplier delivered 11 days late → $17,800"
Warranty replacements
Equipment register against failure dates to find in-warranty failures owed repair or replacement.
"Equipment failed during warranty → $22,000"
Unified recovery ledger
One findings table across all five verticals, with the nearest request deadline surfaced and a per-vertical breakdown.
Fees are computed on verified credits only, with "you keep" shown alongside. Business workspaces are separate from personal, with teammates via invites.
Example figures above are illustrative. Carrier covered-service lists and cloud SLA tiers are illustrative pending verification against current provider terms; invoice, supplier and warranty findings use only your own records.
What Coverant will not do
- It never promises a recovery. It promises the determination and the workflow — "may qualify", "up to", and six distinct eligibility states.
- It does not decide your claim. Administrators and providers do. Coverant prepares the package and tracks the deadline.
- It will not invent a dollar figure. If the amount cannot be derived from the terms and your evidence, it says "unable to calculate yet".
- It is not legal, financial or insurance advice.
Where your documents actually go.
Stated precisely, because a vague privacy claim is worse than none.
Benefits guides are read on your device — the file never leaves it. Where a document cannot be processed locally, the server fallback processes it transiently and discards it.
We do not claim "we never see your data": extracted text does reach our servers and the AI provider during processing. Row-level security isolates every account, and that isolation is covered by integration tests.
Coverant is in beta and pricing above is planned, not yet live. Coverant is not affiliated with, endorsed by, or acting on behalf of any card issuer, insurer, carrier, cloud provider or benefits administrator; product names are used only to identify the terms being analyzed. Determinations are decision support based on the documents and evidence provided, not a guarantee of payment. Nothing here is legal, financial or insurance advice.
You already paid for these benefits.
Find them before the filing window closes.
Benefits, finally findable. · Built by MadMooze